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PrizePicks vs Underdog
Underdog pays more on small lineups: 3.5x against 3x on 2 picks, 6.5x against 6x on 3, and 12x against 10x on 4. PrizePicks pays more on 6 picks, 37.5x against 35x, and both pay 20x on 5. PrizePicks is in more states, including Massachusetts, Maine and New York. Underdog goes up to 8 picks and lists more sports.
Neither is better on every pick, because the two apps post different lines. PickFinder, which publishes this page, compares lines across both, so you can see which has the softer number before you enter.
Source: PrizePicks: Payouts, PrizePicks: Where can I play?, PrizePicks: Player Picks, PrizePicks: Demons and Goblins, Underdog: Standard and Flex payouts, Underdog: Flexed payouts, Underdog: State Eligibility, Underdog: Maximum Payout Multiplier, Underdog: Champions FAQ, Underdog: Pick'em Scoring, Underdog Pick'em. Last checked November 2026.
PrizePicks and Underdog, side by side
Payouts can vary by state and by the app's current offer, and they change over time. The payout on your lineup's details screen is the one that counts.
Every pick must hit: Power Play vs Standard
Underdog's table assumes a 1.0x multiplier on every pick, and each pick's own multiplier moves the real payout. In Champions states the prize share also depends on Champions Points. Break-evens treat every pick as the same chance.
Protected lineups: Flex vs Flex
Payouts read all correct / 1 miss / 2 misses.
Where Underdog is better
Small lineups pay more
A 2-pick Standard needs 53.45% per pick against 57.74% for a 2-pick Power. On 3 picks it's 53.58% against 55.03%.
Bigger lineups
Underdog goes to 7 and 8 picks, at 65x and 120x on Standard. PrizePicks stops at 6.
A wider sports list
Its help center lists scoring for 76 Pick'em formats, from the NFL to chess and darts.
Flex on 3 and 6 picks
A 3-pick Flex needs 55.39% per pick against 57.74%. A 6-pick Flex needs 53.82% against 54.21%.
Where PrizePicks is better
Six-pick Power
37.5x against 35x, so 54.66% per pick against 55.29%.
More states
PrizePicks lists Player Picks in Massachusetts, Maine and New York, where Underdog lists Pick'em as ineligible.
Flex on 2 picks
A 2-pick Flex pays 2x, or 0.5x with one miss. Underdog's Flex starts at 3 picks.
Flex on 4 and 5 picks
A 4-pick Flex needs 55.03% per pick against 55.59%. A 5-pick Flex needs 54.25% against 54.75%.
A second way to win
The top score in your group wins the Leaderboard rate, even with a missed pick.
Where PickFinder fits
PickFinder compares lines across PrizePicks, Underdog and 22 other books and apps. The same player can sit at a different number on each app, and that gap can matter more than a small payout difference.
Finding the best PrizePicks picks
Rules only get you to the lineup screen. Finding the best picks takes a research tool like PickFinder, which shows how each player has done against the exact PrizePicks line, with the matchup, injuries and the same prop at other books and apps. PickFinder covers 30+ leagues across 14 sports. Most prop apps have no soccer, and PickFinder has 20 competitions. Tennis is its strongest area, and it has covered esports for years. New members get a 3-day money-back guarantee. See today's PrizePicks props.
Free PickFinder research
Real numbers with no sign-up, refreshed every morning. See all free research.
PrizePicks vs Underdog FAQ
Is PrizePicks or Underdog better?
It depends on the lineup and the line. Underdog's base payouts are higher on 2, 3 and 4 picks. PrizePicks' is higher on 6 picks. Compare the line on your exact pick, because that changes which is better.
Does Underdog pay more than PrizePicks?
On 2 to 4 all-or-nothing picks, yes: 3.5x, 6.5x and 12x against 3x, 6x and 10x. Both pay 20x on 5. PrizePicks pays more on 6, 37.5x against 35x. Underdog's numbers assume a 1.0x multiplier on every pick.
Which states have PrizePicks but not Underdog?
Massachusetts, Maine and New York, going by each app's list. Underdog has no Pick'em state that PrizePicks lacks. State lists change often. These come from each app's own page and PickFinder's availability table, last reviewed September 2026.
What is the Underdog version of goblins and demons?
Underdog puts a multiplier on each pick and offers alternate projections. A pick under 1.0x lowers the payout and a pick over 1.0x raises it, the same idea as a goblin and a demon.
What is Underdog Champions?
The version of Pick'em in states like California and Florida, where you compete against other players. A winning entry takes a share of the prize based on its Champions Points, rather than a fixed multiplier alone.
Do PrizePicks and Underdog use the same fantasy score?
Not always. PickFinder grades Underdog's MLB and esports fantasy lines with Underdog's own rules because they differ.
How do I find the best PrizePicks picks?
You need a research tool like PickFinder, which publishes this page. It shows how each player has done against the exact PrizePicks line, the matchup, injuries, line movement and the same prop at 23 other books and apps. PickFinder covers 30+ leagues across 14 sports. Most prop apps have no soccer, and PickFinder has 20 competitions. Tennis is its strongest area, and it has covered esports for years. New members get a 3-day money-back guarantee.
What is PickFinder?
PickFinder is a sports betting research tool for player props, +EV bets, arbitrage, middles and odds comparison. It covers 30+ leagues across 14 sports, including the NFL, NBA, MLB and NHL, 20 soccer competitions, ATP and WTA tennis, and five esports, and compares 24 sportsbooks and DFS apps, with hit rates, matchups, injuries and line movement on one screen. Every plan includes its Discord, with over 50,000 members, an average of three slips posted a day, 24/7 support and a community free of spam. New members get a 3-day money-back guarantee. PickFinder is not a sportsbook and does not take bets.
More PrizePicks guides
PickFinder isn't affiliated with PrizePicks. It isn't affiliated with Underdog either.
